Business Advisors, LLC

David K. Seems CLU®,ChFC®
Gail L. Reeves, Marketing Consultant
Shari L. Sullivan

Helping Secure the Future for Businesses and Individuals

The Rocky Mountain Office of Business Advisors, LLC is dedicated to helping business owners and executives tackle the everyday challenges that comes with running a business as well as helping them prepare to successfully exit their business or profession by listening to and understanding their wants and desires for their next stage in life.  With over 75 years of combined experience, we provide financial guidance to clients with unique financial needs, and have access to a multitude of strategies and programs designed for wealth management services, employee benefits, estate and retirement planning and business exit strategies.  Many business owners haven't adequately protected themselves or planned for the future because they're so busy building up their business.  They are caught up in their day-to-day concerns and haven't spent the time necessary to create their financial roadmap of the future.  We call this The Working-in-Your Business trap.
Calculators

Cash Flow Analysis

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

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Newsletters

When Key Players Can't Work

If a company is a two-owner business or its success relies on a few key players, key-person life or disability insurance could possibly offset the risk that the premature disability or death of a major contributor could ruin its future prospects.

Giving the Gift of Knowledge

A college education is still a good investment. Consider this statistic: The overall unemployment rate reached as high as 9.9% in 2010, but for workers with a bachelor's degree or higher, it did not exceed 5.1%. But a college education can be expensive. There is a tax-advantaged way to accumulate money for a child's or grandchild's education: a Section 529 plan.

Why You Want to Know How Much Your Business is Worth

An up-to-date valuation may seem like an unnecessary expense for a small business, but it could prove to be invaluable to achieving long-term goals. Knowing the current value of a business can affect how an owner might approach everything from retirement to estate conservation to a succession strategy.

Making Money Market Funds Work for You

Some investors turn to money market funds when they are concerned about market volatility. Although money market funds may carry less risk than stocks, investing in them as a reaction to market volatility also carries the risk of missing out on potential gains when the market begins to recover.

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